I really want an iPad but can’t afford one.. Well I can afford one but I need to save $ for my down payment later this month. The more I have the lower my monthly payments will be. Right now with the cash on hand I can knock my $292 a month down to $180 a month. That’s a BIG drop and if I can get another thousand rounded up I can make a major headway in my down payment. I’m not going to try to pay for it all up front because there is no interest for the 18 months. If you read my old blog you know exactly what I’m dealing with and how I’m altering my finances. I’ve cut about $200 a month so far. Anyway just a random rant.
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